Read latest news and tips on crypto asset security and AML regulation.
Legislation is currently under active development; we recommend monitoring the status of key bills on the official portals sozd.duma.gov.ru and regulation.gov.ru. Mining legislation in Russia is approaching final approval. This material serves as a practical guide for operators on adapting to the new [...]
Regulatory uncertainty in the United States has reached a critical point: upcoming hearings regarding SEC actions and the unresolved fate of the FIT21 bill are creating direct risks for crypto assets. Investors must urgently reassess their custody and risk management strategies to safeguard capital against potential freezes, delistings, and legal repercussions. In this article, we analyze the key threats and provide a concrete action plan. Conflict […]
MiCA Regulation and Stablecoins in the EU: What You Need to Know > TL;DR: Starting June 30, 2024, rules for stablecoins — electronic money tokens (EMT) and asset-referenced tokens (ART) — will come into force in the EU under the MiCA regulation. Issuers are required to obtain a license, ensure 100% asset backing, and undergo regular audits. This increases protection […]
Who this article is for: For private investors, family offices, and service providers operating with digital assets in the U.S. jurisdiction. Fiscal control over digital assets is intensifying in the United States. Regulators, including the Internal Revenue Service (IRS) and the Financial Crimes Enforcement Network (FinCEN), are actively implementing new rules. This creates three key risks for investors: sudden tax […]
A practical framework for investors to independently assess stablecoin transparency, backing, smart contract risks, liquidity, and proof-of-reserves using off-chain and on-chain checks.
This article is a practical guide for C-level executives and Compliance Directors in fintech and crypto companies who are considering obtaining direct access to the United States Federal Reserve (Fed) payment system. The goal is to provide a structured roadmap [...]
TL;DR Systemic debanking is a key operational risk for Virtual Asset Service Providers (VASPs). This guide provides a step-by-step plan for building a resilient financial infrastructure through the diversification of banking partners, the implementation of risk-based AML/CFT compliance, and preparation for new regulatory requirements. The recommendations are applicable to crypto exchanges, wallets, OTC platforms, and payment providers operating in jurisdictions with advanced regulation (e.g., the EU), and […]
Debanking—the unilateral closure of a bank account—has become a critical risk for crypto companies. Regulatory pressure and tightening compliance requirements are jeopardizing the operations of even legitimate players. This article is a practical guide for executives, designed to help them not only prepare for the worst-case scenario but also minimize […]
Proactive AML/CFT: Implement AML tools (Chainalysis, TRM Labs), set up documented and reproducible risk scoring, and establish internal SLAs for alert processing tailored to your resources. Banking Diversification: Initiate the process of opening accounts in at least two backup banks in different jurisdictions (e.g., EU, Singapore, Switzerland). The process takes 3–6 months. Conduct a full due […]
This analysis models the consequences of intensifying indirect regulatory pressure on fintech and crypto companies in the U.S., known as "Operation Chokepoint 2.0." The key finding, based on quantitative modeling, is that if current trends persist, by Q4 2025, up to 15–20% […]
The objective of this article is to conduct an in-depth analysis of Tether's Q1 2024 financial report, assess the company's resilience through stress testing, and formulate recommendations for enhancing transparency. The main takeaway: despite record profits and sufficient capital to cover risks in baseline scenarios, the lack of transparency regarding key [...]
This article is a practical guide to building an AML system to protect crypto businesses from bank account blocking. It is intended for founders, product managers, and heads of compliance departments in startups, mid-market companies, and large enterprises (enterprise) operating with cryptocurrencies.
